Sumit Agarwal

The Reaction of Consumer Spending and Debt to Tax Rebates: Evidence from Consumer Credit Data

Year: 2007
Journal: Journal of Political Economy
Authors: Sumit Agarwal; Chunlin Liu; Nicholas S. Souleles

Optimal Mortgage Refinancing: A Closed Form Solution

Year: 2007
Journal: Journal of Money, Credit and Banking
Authors: Sumit Agarwal; John C. Driscoll; David Laibson

The Age of Reason: Financial Decisions Over the Lifecycle

Year: 2007
Journal: No Journal Matched
Authors: Sumit Agarwal; John C. Driscoll; Xavier Gabaix; David Laibson

Learning in the Credit Card Market

Year: 2008
Journal: No Journal Matched
Authors: Sumit Agarwal; John C. Driscoll; Xavier Gabaix; David Laibson

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles

Year: 2009
Journal: American Economic Review
Authors: Sumit Agarwal; Paige M. Skiba; Jeremy Tobacman

Inconsistent Regulators: Evidence from Banking

Year: 2012
Journal: Quarterly Journal of Economics
Authors: Sumit Agarwal; David Lucca; Amit Seru; Francesco Trebbi

Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

Year: 2012
Journal: Journal of Political Economy
Authors: Sumit Agarwal; Gene Amromin; Itzhak Bendavid; Souphala Chomsisengphet; Tomasz Piskorski; Amit Seru

Did the Community Reinvestment Act (CRA) Lead to Risky Lending?

Year: 2012
Journal: No Journal Matched
Authors: Sumit Agarwal; Efraim Benmelech; Nittai Bergman; Amit Seru

Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market

Year: 2013
Journal: Management Science
Authors: Sumit Agarwal; Itzhak Bendavid; Vincent Yao

Regulating Consumer Financial Products: Evidence from Credit Cards

Year: 2013
Journal: Quarterly Journal of Economics
Authors: Sumit Agarwal; Souphala Chomsisengphet; Neale Mahoney; Johannes Stroebel

Predatory Lending and the Subprime Crisis

Year: 2013
Journal: Journal of Financial Economics
Authors: Sumit Agarwal; Gene Amromin; Itzhak Bendavid; Souphala Chomsisengphet; Douglas D. Evanoff

Holdup by Junior Claimholders: Evidence from the Mortgage Market

Year: 2014
Journal: Journal of Financial and Quantitative Analysis
Authors: Sumit Agarwal; Gene Amromin; Itzhak Bendavid; Souphala Chomsisengphet; Yan Zhang

The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?

Year: 2014
Journal: No Journal Matched
Authors: Sumit Agarwal; Gene Amromin; Itzhak Bendavid; Souphala Chomsisengphet; Douglas Evanoff

Loan Prospecting and the Loss of Soft Information

Year: 2014
Journal: Journal of Financial Economics
Authors: Sumit Agarwal; Itzhak Bendavid

Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow?

Year: 2015
Journal: Quarterly Journal of Economics
Authors: Sumit Agarwal; Souphala Chomsisengphet; Neale Mahoney; Johannes Stroebel

Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program

Year: 2015
Journal: Review of Economic Studies
Authors: Sumit Agarwal; Gene Amromin; Souphala Chomsisengphet; Tim Landvoigt; Tomasz Piskorski; Amit Seru; Vincent Yao

Do Banks Pass Through Credit Expansions? The Marginal Profitability of Consumer Lending During the Great Recession

Year: 2015
Journal: No Journal Matched
Authors: Sumit Agarwal; Souphala Chomsisengphet; Neale Mahoney; Johannes Stroebel

Loan Product Steering in Mortgage Markets

Year: 2016
Journal: No Journal Matched
Authors: Sumit Agarwal; Gene Amromin; Itzhak Bendavid; Douglas D. Evanoff

Consumer Mobility and the Local Structure of Consumption Industries

Year: 2017
Journal: No Journal Matched
Authors: Sumit Agarwal; J. Bradford Jensen; Ferdinando Monte

Searching for Approval

Year: 2020
Journal: No Journal Matched
Authors: Sumit Agarwal; John Grigsby; Ali Hortasu; Gregor Matvos; Amit Seru; Vincent Yao

Serving the Underserved: Microcredit as a Pathway to Commercial Banks

Year: 2021
Journal: No Journal Matched
Authors: Sumit Agarwal; Thomas Kigabo; Camelia Minoiu; Andre F. Silva; Andrea Presbitero

Who Pays for Your Rewards? Redistribution in the Credit Card Market

Year: 2022
Journal: No Journal Matched
Authors: Sumit Agarwal; Andrea Presbitero; Andre F. Silva; Carlo Wix