Unpacking a Multifaceted Program to Build Sustainable Income for the Very Poor

Working Paper: NBER ID: w24271

Authors: Abhijit Banerjee; Dean Karlan; Robert Darko Osei; Hannah Trachtman; Christopher Udry

Abstract: A multi-faceted program comprising a grant of productive assets, training, coaching, and savings has been found to build sustainable income for those in extreme poverty. We focus on two important questions: whether a mere grant of productive assets would generate similar impacts (it does not), and whether access to a savings account and a deposit collection service would generate similar impacts (it does not).

Keywords: extreme poverty; graduation program; randomized controlled trial; income generation; savings

JEL Codes: D12; O12; O17


Causal Claims Network Graph

Edges that are evidenced by causal inference methods are in orange, and the rest are in light blue.


Causal Claims

CauseEffect
full graduation program (A23)income (E25)
full graduation program (A23)consumption (E21)
full graduation program (A23)business income (E25)
full graduation program (A23)crop income (Q15)
full graduation program (A23)livestock revenue (Q10)
asset-only treatment (G32)welfare effects (D69)
savings-only treatment (D14)financial inclusion (G20)
savings-only treatment (D14)consumption (E21)
full graduation program (A23)long-term outcomes (I12)

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